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PhatBlack limits access to customer information to those employees who need it to carry out their business functions. PhatBlack educates its employees about PhatBlack Online policies and practices in regard to safeguarding customer information; preventing its unauthorized access, use or disclosure; and, ensuring its proper handling. ACCURACY AND SECURITY OF CUSTOMER INFORMATION PhatBlack makes all reasonable efforts to ensure that the customer information it maintains is accurate, timely, and secure. PhatBlack will monitor and adopt, as appropriate, new technological developments that are designed to aid in ensuring the accuracy and security of customer information. PhatBlack Online enforces its policies in regard to gathering, accessing and using personal customer information by its employees and authorized third parties. INTELLECTUAL PROPERTY All tradenames, trademarks, and copyrights that appear on this site are the exclusive property of GQE Holdings and PhatBlack. 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If you purchase an annual site subscription to access the Fee-Based Services and cancel at any time during that subscription year, PhatBlack will refund the remainder of your subscription on a pro-rata basis that will cover the unused months of your subscription (partial months will not be refunded) upon written request sent in accordance with PhatBlack customer Service Instructions. No refunds or credit will be granted for any other cancellation or termination for any reason. In addition to the charges set forth above, you are responsible for all charges associated with connecting to the Site, including without limitation all telephone access lines (including long-distance charges, when applicable), telephone and computer equipment, and any service fees necessary to access the Fee-Based Services. 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You agree to promptly update your Registration Data, following customer Service Instructions, in the event of any known or suspected unauthorized use of your subscription, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password or credit card information. In the event of a breach of security, you will remain liable for any unauthorized use of your subscription until you update your Registration Data. If your credit card expires, is canceled, is lost or is subject to use without your authorization, or if your subscription is subject to use without your authorization, follow PhatBlack customer service Instructions to update your Registration Data. ENFORCEMENT OF TERMS AND CONDITIONS These terms and conditions are governed and interpreted pursuant to United States of America law, notwithstanding any principles of conflicts of law. 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